76 ____good health insurance wh

76 ____good health insurance while you are studying overseas is a real _ 77_____ to protect you from common or serious diseases that can wipe out not only your savings, 78 ____you dreams of an education abroad.
There are often two different types of health insurance you can _ 79 _____ buying: international travel insurance and student insurance in the country 80 ____you will be going. An international travel insurance policy is usually purchased in your home country before you go abroad. It generally covers a wide variety of medical services, and you are often given a list of doctors in the area where you will travel __81 ____may even speak your native language. The drawback might be that you aren't paid back for your medical 82 ____immediately. 83 ____, you may have to make all the payment and then later submit your receipts to the insurance company.
On the other hand, getting student health insurance in the country where you will study might allow you to only pay a certain percentage of the medical cost at the time of service, and 84 ____, you don't have to have sufficient cash to pay the entire bill at once.
Whatever you decide, obtaining some form of health insurance is something you should plan before you go overseas rather than waiting 85 ____you are sick with major medical bills to pay off.

82.____
A、 charges
B、 expenses
C、 payments
D、 fares
【正确答案】：B